The following terms shall have the meanings specified below throughout these Terms & Conditions:
Refers collectively to these Terms & Conditions, any Service Agreements, Privacy Policy, and other legally binding documents governing the relationship between The Economic Riders and the Client.
Encompasses all digital business solutions provided by The Economic Riders, including but not limited to:
Digital transformation consultingBrand development and strategyAI and automation implementationBusiness scaling methodologiesEducational courses and training programsAffiliate and partnership programs
Any individual, business entity, or organization that:
Purchases or subscribes to our ServicesAccesses our digital content or resourcesEngages with our team for consultationsParticipate in our programs or partnerships
All intellectual property created and distributed by The Economic Riders, including:
Written materials (guides, reports, blog posts)Digital products (templates, frameworks)Multimedia (videos, webinars, podcasts)Course materials and training resourcesSoftware tools and proprietary systems
Refers collectively to The Economic Riders (service provider) and the Client (recipient of services).
Any non-public, proprietary information disclosed between Parties, including:
Business strategies and processesFinancial informationClient lists and case studiesUnreleased products or services
The date when:
A Client completes the purchase of ServicesBoth Parties sign a Service AgreementThe client first accesses our digital resources
External platforms, tools, or providers that may be integrated with our Services, such as:
Payment processors (Stripe, PayPal)CRM platforms (HubSpot, Salesforce)Marketing tools (Google Ads, Meta)Communication platforms (Zoom, Slack)
Any recurring payment plan for ongoing Services, including:
Monthly/Annual consulting retainersMembership site accessSoftware-as-a-Service (SaaS) offerings
Unforeseeable circumstances preventing service delivery, including:
Natural disastersGovernment actionsPandemicsInternet/utility failures
This section provides the foundational terminology for interpreting all provisions within these Terms & Conditions. All capitalized terms used throughout this agreement shall carry the meanings defined above unless otherwise specified.
(Legal Note: Definitions may be supplemented by additional terms in specific Service Agreements.)
2. Use of Services
By accessing or using The Economic Riders' website, services, or content, you agree to the following terms regarding proper use:
You must be at least 18 years old or have legal parental/guardian consent to engage with our services.
Businesses or organizations must have proper authorization to enter into agreements on their behalf.
When creating accounts, purchasing services, or submitting inquiries, you must provide current, complete, and accurate information.
You are responsible for maintaining the confidentiality of any login credentials and for all activities under your account.
You may use our services only for lawful purposes to:
✔ Receive consulting, training, or digital services as offered
✔ Access purchased courses or materials for personal/business improvement
✔ Legitimately promote our affiliate programs (if enrolled)
You may NOT:
❌ Resell, redistribute, or reverse-engineer our proprietary systems/content
❌ Use our services for any fraudulent, illegal, or harmful activities
❌ Attempt to hack, spam, or disrupt our website/operations
❌ Misrepresent your identity or affiliation with The Economic Riders
❌ Harass our team/clients or violate others' intellectual property
We reserve the right to modify, suspend, or discontinue any services at any time without liability.
Prices, offerings, and policies may be updated with notice (except where immediate changes are required).
Some services may integrate with third-party platforms (e.g., payment processors, and SaaS tools).
You agree to comply with their respective terms, and we are not liable for their performance.
Violations may result in immediate termination of access without refund and legal action if warranted.(Proceed to Section 3: Payments & Refunds for financial terms.)
Need clarification?
Contact [email protected].
3. Payments & Refunds Policy
3.1.1 Service Fees
All fees for services will be clearly stated in your proposal or checkout page
We accept major credit cards, bank transfers, and select digital payment methods
Payment plans must be maintained on schedule - missed payments may pause services
3.1.2 Subscription Services
Recurring charges will continue until the cancellation
You may cancel anytime via your client portal
No prorated refunds for partial subscription periods
3.1.3 Custom Projects
A 50% deposit is required to begin work
Final payment due before delivery of completed work
Rush fees (25-50% premium) may apply for expedited timelines
3.2 Refund Policy
3.2.1 Digital Products & Courses
7-day money-back guarantee from the purchase date
Must show proof of completing 50%+ of materials before refund request
Refunds processed within 14 business days
3.2.2 Consulting Services
No guaranteed results - refunds evaluated case-by-case
Must demonstrate good faith effort implementing our strategies
Refund requests must be made within 30 days of service completion
3.2.3 Non-Refundable Items
Completed custom branding assets
Strategy sessions already conducted
Third-party software/tool purchases
3.2.4 Refund Process
Submit a written request to [email protected]
Include the reason for the request and supporting documentation
Allow 10-15 business days for review and processing
3.3 Late Payments & Collections
Services paused after 15 days of non-payment
Accounts 30+ days overdue may be sent to collections
Any chargeback will immediately suspend all services
Dispute handling fee applies to all chargebacks
We reserve the right to pursue legal action for fraudulent disputes
Note: We may make exceptions to this policy at our discretion for extenuating circumstances. All refund percentages are based on the amount paid, not the perceived value of services.
All content, materials, and resources provided by The Economic Riders, including but not limited to:
Business strategies, frameworks, and methodologies
Digital courses, training materials, and workbooks
Branding assets, logos, and design templates
Website content, copy, and graphics
Proprietary software, tools, and systems
Remain the exclusive property of The Economic Riders and are protected under international copyright, trademark, and intellectual property laws.
Upon payment for services, Clients are granted a:
✅ non-exclusive, non-transferable, revocable license to use purchased materials
✅ Single-user or single-business access (depending on service tier)
✅ Lifetime access to digital products (unless otherwise specified)
❌ Redistribution – Selling, sharing, or giving away our materials
❌ Reverse Engineering – Decompiling or replicating our systems
❌ Claiming Ownership – Presenting our work as your own
❌ Mass Reproduction – Creating copies for teams beyond the licensed size
❌ Derivative Works – Modifying and republishing our content
Digital Millennium Copyright Act (DMCA) Compliance: We actively monitor for violations and will:
Issue takedown notices for unauthorized use
Pursue legal action for willful infringement
Claim statutory damages of up to $150,000 per violation (US Copyright Law)
Any original materials you provide to us (logos, business info, etc.):
Remain your property
Grant us limited rights to use for service delivery
Will never be sold or shared with third parties
"The Economic Riders" name, logo, and taglines are registered trademarks. Unauthorized use may result in:
Immediate cease-and-desist orders
Account Termination
Legal proceedings
You may:
✔ Quote brief excerpts with clear attribution
✔ Share purchase links to our official content
✔ Use screenshots for personal reference (not redistribution)
Violations will result in immediate service termination and may lead to legal action. All rights reserved.
(For licensing inquiries, contact: [email protected])
By engaging with The Economic Riders ("we," "us," or "our"), you ("Client") acknowledge and agree to the following responsibilities:
The Client is solely responsible for implementing strategies, tools, and recommendations provided by The Economic Riders.
We provide guidance, frameworks, and expertise, but final execution and outcomes depend on the Client’s efforts, market conditions, and business adaptability.
The Client agrees that no guaranteed results are promised, as success depends on multiple external factors beyond our control.
The Client must operate their business in full compliance with all applicable local, national, and international laws, including but not limited to:
Data protection (GDPR, CCPA, etc.)
Advertising & marketing regulations (FTC, CAN-SPAM, etc.)
Tax and financial reporting requirements
The Economic Riders is not liable for any legal violations committed by the Client.
The Client acknowledges that business growth strategies involve financial risk, including but not limited to:
Advertising spend (ROI not guaranteed)
Hiring, scaling, or operational changes
Market fluctuations & competition
The Client agrees that The Economic Riders is not a financial advisor and that all monetary decisions are made at the Client’s discretion.
Some strategies may require the use of third-party software, platforms, or services (e.g., CRM tools, ad networks, payment processors).
The Client is responsible for:
Researching and selecting appropriate tools.
Complying with third-party terms & policies.
Managing subscriptions, fees, and integrations.
The Economic Riders does not endorse or guarantee third-party services.
The Client is responsible for:
Securing their business data (passwords, customer information, financial records).
Maintaining backups of critical files.
Protecting login credentials for any systems we assist with.
The Economic Riders will never request sensitive passwords unless explicitly required for setup (e.g., tech integrations), and we recommend using secure sharing methods.
For optimal results, the Client agrees to:
Respond promptly to requests for information or approvals.
Provide accurate business data when requested.
Attend scheduled calls/meetings or reschedule with 24+ hours' notice.
Delays in communication may impact service delivery timelines.
The Client agrees to resolve disputes professionally and not engage in public defamation, slander, or harmful reviews before attempting a good-faith resolution with The Economic Riders.
The Client agrees to indemnify and hold harmless The Economic Riders from any claims, damages, or liabilities arising from:
Misuse of our strategies.
Violation of laws or third-party rights.
Unauthorized sharing of proprietary materials.
The Economic Riders act as a consultants—not a business operator. The Client retains full responsibility for their business decisions, compliance, and outcomes.
Need clarification? Contact: [email protected] proceeding with our services, you confirm your understanding and acceptance of these responsibilities.
(Legal Disclaimer: This document is a general template. Consult an attorney to ensure compliance with your jurisdiction.)
The Economic Riders provides strategic consulting, digital services, and educational products designed to help businesses grow. However, we do not guarantee specific outcomes, earnings, or success metrics. Your results will depend on numerous factors including but not limited to:
Your level of effort and commitment
Market conditions and competition
Changes in technology or industry trends
Proper implementation of our strategies
We are not financial advisors, lawyers, or accountants. Any business decisions you make based on our advice are your sole responsibility.
You agree that The Economic Riders, its employees, and affiliates are not liable for:
Loss of revenue, profits, or data
Business interruptions or failures
Damages from third-party tools (e.g., software, ad platforms)
Unforeseen market shifts or economic changes
In the unlikely event of a legal claim, our total liability is strictly limited to the amount you paid for our services in the last 6 months. We will not be responsible for indirect, incidental, or consequential damages.
We are not liable for delays or failures in service caused by:
Natural disasters
Cyberattacks or technical failures
Government regulations
Pandemics or other emergencies
We may recommend tools, software, or platforms (e.g., CRM systems, and ad networks). We do not endorse or control these services and are not responsible for:
Their functionality or downtime
Data breaches or privacy issues
Billing or subscription terms
You agree to hold harmless and indemnify The Economic Riders against any claims arising from:
Your misuse of our services
Violations of these terms
Unauthorized sharing of proprietary materials
Need clarification? Contact [email protected] before using our services.
(This section supplements but does not replace professional legal advice.)
7. Termination of Services
We reserve the right to immediately suspend or terminate your access to our services, without prior notice or liability, for any reason including but not limited to:
Breach of Terms: Violation of any provision in these Terms & Conditions
Non-Payment: Failure to complete required payments for services rendered
Fraudulent Activity: Any attempt to deceive, scam, or engage in illegal conduct
Abusive Behavior: Harassment, threats, or inappropriate conduct toward our team
Misuse of Services: Unauthorized sharing, reselling, or exploitation of our intellectual property
Upon termination:
All-access to services, memberships, and digital products will be revoked
No refunds will be issued for terminated accounts due to violations
Legal action may be pursued for damages caused by breaches
You may discontinue use of our services at any time by:
Canceling recurring subscriptions (if applicable)
Providing written notice to [email protected]
Refund eligibility upon voluntary cancellation:
Digital Products/Courses: May qualify for a partial refund per our refund policy
Consulting Services: No refunds for work already performed
Memberships: Prorated refunds only if cancellation occurs within the first 7 days
The following sections shall survive termination:
Intellectual Property protections
Liability LimitationsDispute resolution procedures
Any payment obligations incurred prior to termination
Upon termination:
Client data will be archived for 90 days (available upon request)
After 90 days, data may be permanently deleted from our systems
Terminated accounts may appeal for reinstatement by:
Submitting a written request to [email protected]
Providing evidence of corrective actions taken
We reserve sole discretion to approve or deny reinstatement requests.
Note: These termination policies are designed to protect both parties while maintaining service integrity. For questions, contact our legal team.
(Recommend consulting an attorney to ensure compliance with jurisdictional requirements.)
8. Dispute Resolution (South Africa Specific)
At The Economic Riders, we are committed to fair and efficient resolution of any disputes that may arise. This clause outlines the process for resolving disagreements under South African law.
Before escalating any dispute, both parties agree to:
Provide written notice of the dispute via email to [email protected] within 14 days of the issue arising
Engage in good faith negotiations for at least 30 days to reach an amicable solution
Designate senior representatives with authority to settle the dispute
If negotiation fails, the parties will attempt mediation:
Mediation will be conducted in Johannesburg unless otherwise agreed
The mediator will be appointed by the AFSA (Arbitration Foundation of Southern Africa)
Each party bears 50% of mediation costs
The mediation process will be completed within 60 days of initiation
If mediation is unsuccessful, binding arbitration will follow:
Conducted under AFSA rules for commercial disputes
The arbitration will take place in Sandton, Gauteng
The arbitration will be conducted in English
The arbitrator's decision is final and binding with limited rights of appeal
✔ Single arbitrator for claims under R1,000,000
✔ Three arbitrators for larger claims
✔ Strict confidentiality of proceedings
✔ No class actions permitted
✔ Limited discovery process
Either party may approach the court for:
Urgent interim relief
Enforcement of arbitration awards
Matters relating to intellectual property rights
These terms are governed by and interpreted according to:
The laws of South Africa
The Consumer Protection Act (CPA) where applicable
The Electronic Communications and Transactions Act
The unsuccessful party in arbitration or litigation will generally be liable for:
The successful party's reasonable legal costs
Administrative fees of the dispute resolution process
South African consumers may:
Lodge complaints with the National Consumer Commission
Utilize industry ombudsman schemes where applicable
Access the Consumer Goods and Services Ombud for certain disputes
Important Notes:
Time limits apply - disputes must be raised within 6 months of arising
Venue - all proceedings will be in Gauteng unless otherwise agreed
Electronic communications are legally binding under ECTA
For dispute notifications:📧 [email protected]
© 2024 The Economic Riders (Pty) Ltd
Registration Number: 2022/271854/07
Registered Address: 4726 Flag Fish Kaalifontien Midrand, Midrand Gauteng 1865
(This clause complies with South African law including the Arbitration Act 42 of 1965 and CPA. The legal review recommended before use.)
9. Modifications to Terms & Conditions
The Economic Riders reserves the right, at our sole discretion, to:
Modify, update, or replace these Terms & Conditions at any time
Change pricing, service offerings, or policies without prior notice
Implement new rules or restrictions as necessary
We will make commercially reasonable efforts to notify users of material changes (e.g., via email, website banners, or dashboard notifications) at least 30 days before they take effect.
Continued use of our website/services after changes are posted constitutes binding acceptance
If you disagree with modifications, you must:
Immediately discontinue the use of our services
Terminate any active subscriptions (subject to our refund policy)
Submit a written notice to [email protected]
The "Last Updated" date at the top indicates the most recent revision
Previous versions will be archived internally for 3 years
Clients may request copies of prior terms during active service periods
We may require an explicit renewed agreement for changes affecting:
Payment terms (e.g., new subscription models)
Data handling policies (privacy/GDPR impacts)
Liability Limitations
Dispute resolution procedures
For clients under annual contracts/retainers:
Existing terms govern for the current contract period
Changes apply upon contract renewal unless otherwise negotiated
Material adverse changes may allow for early termination rights
Need clarification? Contact our legal team: [email protected]
(Note: This section supplements but does not replace professional legal counsel. Jurisdictional variations may apply.)